The Compare-Cover Blog

Expert tips, guides, and news to help South Africans make smarter insurance decisions.

Car Insurance

Comprehensive vs Third Party: Which Car Insurance Is Right for You?

South African drivers often struggle to choose between comprehensive and TPFT cover. We break down the key differences, the costs, and exactly when each policy type makes financial sense.

TN
Thabo Nkosi
3 April 2025  ·  6 min read
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Medical Aid

How to Choose the Right Medical Aid Plan for Your Family in 2025

With dozens of schemes and hundreds of plan options, picking the right medical aid feels overwhelming. This guide simplifies the process with a clear framework to match your family's health needs and budget.

NK
Naledi Khumalo
18 March 2025  ·  9 min read
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Money Tips

5 Sneaky Clauses in Your Insurance Policy That Could Cost You a Claim

Most South Africans never read the fine print — until it's too late. We unpack five of the most common exclusions and conditions that insurers rely on to reject claims, and how to protect yourself.

LM
Lerato Mokoena
27 February 2025  ·  7 min read
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Home Insurance

Geyser Bursts & Load Shedding: Is Your Home Insurance Actually Covering You?

Power surges from load shedding and burst geysers are among the most common home insurance claims in South Africa. Here's what most policies cover — and the critical gaps you need to know about.

SM
Simone Marais
14 February 2025  ·  5 min read
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Life & Funeral

How Much Life Cover Do You Actually Need? A Simple SA Calculator Guide

The rule of thumb is 10x your annual salary — but is that still relevant in today's South Africa? We walk through a practical method to calculate the exact amount of life cover your family needs.

RV
Ruan van der Berg
31 January 2025  ·  8 min read
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Car Insurance

Extended Warranty vs Mechanical Insurance: What's the Difference?

When your manufacturer's warranty runs out, two products promise to protect you from breakdown costs. But they work very differently. We explain which is better suited to your vehicle age, mileage, and risk appetite.

TN
Thabo Nkosi
10 January 2025  ·  6 min read
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Medical Aid

Gap Cover Explained: Why Your Medical Aid Might Not Be Enough

Even with a comprehensive medical aid plan, specialist bills can leave you with significant out-of-pocket costs. Gap cover bridges the difference — and it's more affordable than most people think.

NK
Naledi Khumalo
5 December 2024  ·  7 min read
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Money Tips

How to Cut Your Insurance Premiums Without Sacrificing Cover

South Africans are under financial pressure — but cancelling insurance is rarely the answer. These eight legitimate strategies can meaningfully reduce what you pay each month while keeping your cover intact.

LM
Lerato Mokoena
19 November 2024  ·  10 min read
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